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The holiday season is all about spending and spending, but even if you don’t have much, you can still enjoy a decent enough Christmas and New year’s day.

Here a few tips to help with that…



Hey, there is absolutely no shame in sourcing for a little cash especially when there’s none. What’s the big deal? It’s just a yard sale.

Well, you probably have a couple of items that you haven’t used in a really long while that has not lost their value. You could do a check to see what those items are and if you can really afford to not use them any more before you put them up for sale.

It’s also best to check what best price to place on those items to avoid them remaining unsold. Listen, it’s easy money and it’s yours if only you can swallow your pride already and have a yard sale. Who doesn’t love a cheap valuable sale? Well, don’t answer that. I know I do. So, go on, get them together before it’s too late, put a placard up that says “On-going yard sale; lowest prices ever” and make that cheddar. You’d be surprised at how much you could make to spoil yourself silly.



Indeed, the true beauty of Christmas and the New year’s is in the decorations we put up everywhere. Each year, people (especially neighbours) try to outdo each other. We all want the most beautifully lit front yards, the most decorated Christmas trees drowning in glittering ornaments and priceless designs. We want it all. But, must we buy new decorations each year? Must we shell out a whole lot of money to buy what we already have just because we feel we want new ones? Isn’t that excessive? Believe me, it’s another word for it. Well, newsflash, plastic bottles aren’t the only things we can reuse, decorations are too. So go on, bring out those old ornaments and crystals, pull out that old lighting, plug it in. I’m sure it still shines as bright as a new one. Hang it around the house, use it even to create fun glittering words that inspire the true spirit of the season Make sure your neighbours see it, if they don’t, then its use is wasted. Again, you’ve got nothing to be ashamed of; it’s the holiday season, after all.



It’s everywhere, on every turn, all up in our faces, ideas of what things to get ourselves for Christmas. Tempting us badly because it obviously has the upper hand; it has our undivided attention. They are mostly very excessive things that we don’t need at all, but because everyone is talking about it, the want for it is heightened in us. I remember wanting an iPhone for Christmas just because most of my friends had gotten one for themselves.

They obviously had planned it along while back, but me, I just wanted to get one for myself because it looked good when they showed it to me. So try your best to shut out the screaming temptation. Avoid commercials on cable TV. Do not, I repeat, do not go to the mall, some things there, you can never un-see. Rather, busy yourself with other time fulfilling activities and you will surely testify when the holidays are over.



Due to the little budget you have, your purchases must march what you need. Don’t go breaking your neck buying a huge baking oven when you can easily get a micro wave. The idea of getting smaller and less expensive gifts is to work around your budget and save a few bucks. After all, you’ve got very little, why try to pull a Mayweather when you know you can’t afford to. He can easily afford that, and you can’t.



You obviously can’t afford to afford to take yourself on an expensive outing because, duh! You’re broke. So here’s what you could do instead, google cheap places to have a good time; it could be a random karaoke bar that also serves a good meal or even, you could go bowling. You could even go to the beach with some friends and take your own food along. There are so many interesting places to visit that don’t come with huge price tags.



How handy are you around the house? How creative can you be? The easiest way to save money you don’t have is to create your own stuff and not buy them. You could hack down an old tree, decorate it with some shiny old jewelry and put it up in the house. Hang some socks around, cut paper into certain decorative pieces (say the ginger bread man or maybe greeting cards) and hang it up too. You could also wrap a few boxes and place them under the tree. Trust me, you’d love it when you’re done.

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